Insurance Policies
http://www.doas.georgia.gov/Pages/Home.aspx
Insurance Policies from DOAS
1. Automobile Physical Damage Agreement:
Provides for reimbursement of a state agency’s vehicle repair or loss due to collision or other than collision (e.g. fire, windstorm, flood, theft, vandalism) damage.
Frequently Asked Questions (FAQ) Regarding UWG Vehicle Insurance
2. General Liability Agreement:
Provides coverage for a state employee for an alleged tort committed while acting within the scope of their official duties or employment when the employee is sued in their individual capacity outside of the Georgia Tort Claims Act.
Updated code citations relevant to “Additional Covered Party Coverage.”
3. Special Property All Risk Agreement:
Provides for reimbursement of a state agency’s scheduled money and securities, watercraft, fine art, transient property and non-state owned property loss due to a covered cause of loss (e.g. fire, lightning, windstorm, flood, theft, vandalism).
- The “Deductible” provision under the Inland Marine Coverage section has been modified to clarify Georgia Port Authority’s acceptance of a higher deductible ($40,000) in exchange for a premium credit
- Money & Securities deductible has been reduced to $500 for agencies participating in CLCP
- Inland Marine deductible has been reduced to $500 for agencies participating in CLCP
4. State Owned Building and Personal Property Agreement:
Provides for reimbursement of a state agency’s building and/or personal property loss due to a covered cause of loss (e.g. fire, lightning, flood, windstorm, burglary, vandalism).
- Deductibles have been reduced to $1,000 for agencies participating in CLCP.
5. State Tort Claims Policy:
Provides coverage for a state agency for an alleged tort committed by a State officer or employee while acting within the scope of their official duties or employment when the claim is brought in a court of the State of Georgia.
