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The borrower was transferred by his or her employer and is covered by a home sale guarantee plan. So they used the 12b-1 fee to make the brokerage charges more palatable and less transparent. It is not enough to know just actual interest rate. Please stay away from these companies or you could find yourself in more hot water.

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The rate among those with normal ST responses was 1. While the specifics of each factor depends on just how tarnished a borrower's credit happens to be, expect interest rates on the loan from 7 to 18 percent, down payments of 20 to 50 percent, and repayment terms of only 2 to 4 years. Park Avenue between 45th and 46th streets, was purchased from investor Robert Bass at the end of 2005 for $705 million At $840 per foot, the sale is in line with other Midtown sales.

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