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What the homeowner should be looking for is positive cash flow from the energy investments - that is, the value of the energy savings realized should be greater than the added cost to the mortgage payments of implementing the energy efficiency upgrades. Series HH bonds are sold in ranges from $500 to $10,000, pay interest every six months, and are redeemable after six months. My opinion has always been that rising interest rates are not the chief cause of the real estate slowdown.
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